While research now regularly links customer financial debt with negative psychological wellness results, particular kinds of financial obligation and their effect on measures of real wellness are underexplored. This space in knowledge is significant because various types of loans and financial obligation might have various experiential qualities. In this paper, we concentrate on a form of credit card debt – short-term/payday loan borrowing вЂ“ which includes increased significantly in current years in the usa and is seen as an predatory, discriminatory, and defectively regulated lending techniques. Utilizing information from a research of financial obligation and wellness among grownups in Boston, MA (n=286), we test whether short-term borrowing is connected with a array of psychological and real wellness indicators. We realize that short-term loans are related to greater human body mass index, waistline circumference, C-reactive protein amounts, and self-reported signs and symptoms of real wellness, intimate wellness, and anxiety, after managing for a couple of socio-demographic covariates. We discuss these findings inside the contexts of regulatory shortcomings, psychosocial anxiety, and racial and financial credit disparities.